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Hurricane Claims


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Hurricane Claims Wrongfully Denied Lawsuits

Hurricane Claims | Lawsuits, Lawyers | Damage, Injury | Natural Disaster, Claim Denials, Insurance

Every hurricane season residents in the Caribbean, Alabama, Florida, Georgia, Louisiana, Mississippi, South Carolina and Texas can be affected. Parker & Waichman, LLP has worked with victims of hurricanes Jeanne, Ivan, Frances, Charley, Wilma, Rita and Katrina towards getting their insurance claims paid.

Homeowners repeatedly face considerable hurdles when trying to get their insurance claims paid. If a homeowner believes (s)he has an insurance problem, having a lawyer on your side before contacting your insurance company is the most useful method.  Insurance companies have a tendency to treat claimants more fairly when the playing field is equal and the insurer is aware that the claimant has legal representation. 

Insurance companies are obligated by law to handle your claim with good faith and fair dealing. Nearly all states have laws governing how insurers deal with claimants and call for insurers to make a written offer to settle a property damage claim within 30 days after receipt of a "satisfactory proof of loss" for the claim. Then again, even when insurance companies counter within 30 days, they reject claims left and right.

Homeowners insurance normally does not cover floods resulting from a hurricane; instead the National Flood Insurance Program often covers flood damage. A large amount of homeowner’s policies enclose a sentence excluding flood, surface water, waves, tidal water, overflow of a body of water or spray from any of these. Homeowners insurance does cover things such as wind damage and damage from wind-driven rain. Insurers use the disclaimer about flooding to get out of paying claims on homes damaged only by wind.

Many residents fight with their insurance companies over whether the damage was caused by flooding, wind, or wind-driven water from storm surges. Many inland residents find that their claims are denied and that their insurers cite flooding disclaimers. The denial of homeowner’s claims in non-flooded areas is considered a bad faith practice.

In Florida, the State Legislature approved a law that joined the Florida Residential Property and Casualty Joint Underwriting Association (FRPCJUA) and the Florida Windstorm Underwriting Association (FWUA) to establish the Citizens Property Insurance Corporation (Citizens). Citizens makes available insurance to homeowners in high-risk areas and others who cannot find coverage in the open private insurance market. However, this insurance and the federal flood insurance are costly, and even for residents of non-high-risk areas, claims are being denied in bad faith.

Legal Help For Victims Affected By Hurricane Claims

If you are a victim of a denied hurricane insurance claim or have not filled your claim, please fill out the form at the right for a free case evaluation by a qualified hurricane claim attorney or call us at 1-800-YOURLAWYER (1-800-968-7529).

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Notice of Claim filed with Long Island Power Authority

Nov 20, 2012
Long Island Power Authority recently received a Notice of Claim filed by three prominent law firms in the Long Island and Manhattan areas on behalf of potentially tens of thousands of businesses and individuals affected by the power company's negligence surrounding the events of Superstorm Sandy. According to a press release from the national law firm of Parker Waichman LLP, that firm is working alongside attorney Kenneth Mollins and the Manhattan law firm of Douglas & London in filing a...

The politically connected in charge at LIPA, not energy experts

Nov 20, 2012
Most of the seated members of the 10-person Board of Directors at Long Island Power Authority are there not because of what they know about energy companies but more because of who they know in the right places.  According to a WNYC.org report, eight of the ten people on LIPA's board of directors has political affiliations with state leaders in Albany, N.Y., and have no experience in managing or even the basic functions of a power company. Just one board member, the report indicates, has...

LIPA faces negligence claims responding to Superstorm Sandy; Business losses multiplying

Nov 19, 2012
Three New York law firms have joined forces to aid the victims of Superstorm Sandy, especially in their fight against what they believe to be a negligent electric company.  For tens of thousands of people and businesses on Long Island, N.Y., and the surrounding area, much of the post-storm devastation and loss likely could have been avoided had Long Island Power Authority taken the proper steps prior to the storm and acted with a plan during and after it. Without electricity for more than...

Those without electricity following Sandy weighing legal action against power companies

Nov 14, 2012
Those without Electricity following Sandy taking Legal action against LIPA November 14, 2012 by Joshua Sophy Frustrations are mounting on Long Island as residents continue to deal with the aftermath of the powerful Hurricane Sandy and the Nor'easter that followed immediately on its heels. According to a CBS News and AP report, utility companies that have been slow to restore electricity to thousands of disgruntled residents of Long Island, which appears to be one of the most affected areas...

Click for our latest breaking news update!

Nov 2, 2012
Hurricane Sandy, one of the worst storms to ever hit the United States, is responsible for at least 82 deaths, 8.5 million power outages and billions of dollars in damages. In the aftermath of the storm, many victims near the east coast have found themselves surrounded by wreckage because of wind damage, water damages, fire and other disasters. Unfortunately, insurance companies may attempt to deny claims from victims or offer less than they deserve. If you are a...

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