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MetLife Life Insurance


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MetLife Life Insurance Lawsuit

Metlife Life Insurance | Life Insurance, Death Benefits, Policyholder | Failure to pay life insurance policy benefits to named beneficiaries | Lawsuit, Lawyer

The state of California is investigating MetLife Inc. to determine whether the insurer failed to contact beneficiaries when it was aware an insured had died in cases where a life insurance claim had not been made. The California MetLife investigation was announced after a state audit found that for two decades, MetLife failed to pay life insurance policy benefits to named beneficiaries or the state even after learning that an insured had died. If you did not receive a death benefit because of such practices, our MetLife life insurance lawyers want to hear from you.

Our firm is offering free legal consultations to anyone denied a death benefit because of MetLife's failure to inform them of the death of a policyholder. To make sure your legal rights are protected, we urge you to contact one of our MetLife life insurance lawyers today.

MetLife California Investigation

Under California law, insurers must pay death benefits to beneficiaries within three years once they learn of a policyholder's death. If the beneficiary cannot be located after three years or more, they are required to turn death benefit proceeds over to the California Unclaimed Property program. MetLife would have learned of the death of an insured individual via a database prepared by the Social Security Administration called “Death Master,” which lists all Americans who die.

According to the California Insurance Commissioner, preliminary results from an audit begun by the State Controller in 2008 indicate that MetLife failed to pay life insurance policy benefits to named beneficiaries or the state even after learning that an insured had died. The audit also found that, in at least one instance, MetLife continued making premium payments from the policyholder's account until the cash reserves were used up, and then canceled the life insurance contract. MetLife engaged in such practices for at least two decades, according to the audit.

The California investigation centers on so-called "industrial policies," which were sold mainly to working class people in the 1940s and 1950s. Payments on these policies were usually higher than the actual death benefit. According to the California Insurance Commissioner, the industrial policies held by MetLife are valued at an estimated $1.2 billion.

Legal Help for MetLife Life Insurance Beneficiaries

If you were the beneficiary of a life insurance policy issued by MetLife, and you did not receive your rightful death benefit because MetLife failed to inform you that an insured had died, you have valuable legal rights. To find out how our MetLife life insurance lawyers can help you, please fill out our online form or call 1-800-YOURLAWYER (1-800-968-7529) today.

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New York Life Insurance Probe Yields $52 Million in Unpaid Benefits

Dec 6, 2011 | Parker Waichman LLP
Since being ordered by New York state regulators to use Social Security death data to identify deceased policyholders, life insurance companies doing business in New York have paid more than $52 million in previously unpaid death benefits to nearly 8,000 beneficiaries.   The order, issued over the summer, was part of an investigation launched by the state Department of Financial Services into the handling of unpaid death benefits."Our inquiry has already resulted in nearly 8,000...

New York Officials Target Life Insurance Companies over Unpaid Death Benefits

Nov 7, 2011 | Parker Waichman LLP
New York State is intensifying its probe of life insurance companies and their handling of unpaid life insurance death benefits.  Late last week, the New York Attorney General and Comptroller announced they would join investigations they started over the summer to make sure that life insurance companies keep promises to beneficiaries and to the state.New York is just one of several states looking into this issue.  Florida, for example, is chair of a multi-state National Association of...

Ohio Lawsuit Targets Unpaid Life Insurance Death Benefit Payments

Sep 30, 2011 | Parker Waichman LLP
A lawsuit is pending before U.S. District Judge Dan Polster of the Northern District of Ohio that slams two life insurance companies over the way they allegedly handle the payment of unclaimed death benefits.  Policyholder Rita Koenig, 85, alleges that while Western & Southern Mutual Holding Co. and Columbus Life Insurance Co. use a Social Security database called the "Death Master File"  to cut off payments to deceased policyholders, it does not utilize this tool to ensure that...

MetLife, Other Life Insurance Companies Face New York Probe over Death Benefits

Jul 6, 2011 | Parker Waichman LLP
MetLife Inc. has been targeted in yet another state probe over the way it handles life insurance death benefits.  According to The Wall Street Journal, MetLife and nine other insurance companies recently received subpoenas from the New York Sate Attorney General seeking information on the way the companies identify deceased insured and handle unclaimed death benefits.MetLife and several other insurance companies face similar probes in California, Connecticut and Florida.  As is the...

Connecticut Announces Unclaimed Life Insurance Death Benefit Investigation

May 5, 2011 | Parker Waichman LLP
Connecticut is the latest state to begin a probe into the way insurance companies handle unclaimed life insurance death benefits.  Similar investigations are already underway in California and Florida.According to a report from Insurance News, the Connecticut Insurance Commissioner says a double standard exists when it comes to life insurance companies' handling of unpaid death benefits.  While they seem to have no trouble using a database of all U.S. deaths maintained by the Social...

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