Parker Waichman LLP

Katrina Insurance Claim Wrongfully Denied Lawsuits

This years Hurricane season has done tremendous damage to residents located in parts of the South and Gulf Coast regions of the United States. Hurricane Katrina specifically turned residents lives upside down in Alabama, Georgia, Florida, Louisiana, Mississippi and Tennessee.  Thousands of people’s homes in this area were devastated and destroyed, making it extremely burdensome […]

Wrongfully Denied Lawsuits

This years Hurricane season has done tremendous damage to residents located in parts of the South and Gulf Coast regions of the United States. Hurricane Katrina specifically turned residents lives upside down in Alabama, Georgia, Florida, Louisiana, Mississippi and Tennessee.  Thousands of people’s homes in this area were devastated and destroyed, making it extremely burdensome for victims to get insurance claims paid. 

Insurance companies have a propensity to treat claimants more justly when the playing field is leveled and the insurer is conscious that the claimant has legal representation. The most valuable process of dealing with your insurance company is to have a lawyer on your side before you first speak to your insurance company.

According to the law, insurance companies are obligates to handle your claim with good faith and fair dealing. We purchase insurance to grant aid in times when we need help the most. It is unconscionable that insurance companies choose profits over helping their clients who have paid substantial money for coverage.

Louisiana makes it mandatory for insurers to make a written offer

Alabama, Louisiana, Mississippi and the majority of other states have laws governing how insurance companies must deal with claimants. Louisiana makes it mandatory for insurers to make a written offer to resolve a property damage claim within 30 days after receipt of a "satisfactory proof of loss" for the claim. If the insurance company fails to do this and it has no reason for failing to do so, the company may owe penalties of up to 25% on the amount due.

Even when insurance companies respond within 30 days, they are denying claims left and right. Homeowners insurance typically doesn’t cover floods resulting from a hurricane. Therefore, the National Flood Insurance Program generally covers flood damage. Most homeowner’s policies include a sentence excluding flood, surface water, waves, tidal water, overflow of a body of water or spray from any of these.

Homeowners insurance though does cover things such as wind damage and damage from wind-driven rain. Insurers are using the disclaimer about flooding to get out of paying claims on homes damaged only by wind. Many inland residents of places like Baton Rouge are finding that their claims are being denied and that their insurers are citing their flooding disclaimer. This denial of homeowner’s claims in non-flooded areas is a bad faith practice.

Need Legal Help Regarding Wrongfully Denied Lawsuits?

The personal injury attorneys at Parker Waichman LLP offer free, no-obligation case evaluations. For more information, fill out our online contact form or call 1-800-YOURLAWYER (1-800-968-7529).

What Our Clients Say About Us
We have worked with thousands of clients and we appreciate them and their positive reviews. Here are just a few recent client reviews...
5 Star Reviews 150
Good group Juliana, Aurora and Jorge They helped me a lot in my case. I recommend it to everyone, it is a very good group and fast.
Tony Figueroa
6 months ago
5 Star Reviews 150
Gina Viti..My Lawyer with PW LLP.., Gina is an extra special person with Neverending patience..I am OLD SCHOOL..She had to walk me through all necessary steps and did so with knowledge and kind consideration..Not easy to deal with an elder..Gina miraculously got my HEARING going over the phone..Gina is a thorough all encompassing Lawyer..I so much appreciate her and will never forget her
Dorothy Zaharatos
4 weeks ago
5 Star Reviews 150
WOW were to start at, a friend told me about this law firm call PARKER WALCHMAN LLP at PORT Washington New York. And I started to talk with MICHELE JOSAMA and a Lawsuit and they told me they would have to look into it so I waited ,but have to say they were very Professional and very understanding about everything I was talking about and have to say, WOW they WON MY CASE and doing a very Excellent and a very Profession job, and MICHELE JOSAMA always let me know when there were changes in the court or if I needed to sign anything she would send someone to my home so that I could do so ,so my case would go forward in the courts she was always professional with me. There is not one thing that I could say bad about there Professionalism and the quality of there work I was very happy that I got PARKER WAICHMAN LLP to represent me in court for my case of my loved one! P.S. I do RECOMMEND THEM HIGLY and I would Definitely use them again if I had too! And so ahould you if you are LQQKING for a GOD LAW FIRM and that is ( THE WHOLE TRUTH AND NOTHING BUT THE TRUTH SO HELP ME GOD! ) R. R.
Reinaldo Rodriguez
3 years ago

Why Choose Us to Help You?

We Take Care of Everything
Your situation is stressful enough: Let us take on the deadlines, paperwork, investigation, and litigation. We'll handle every detail so you don't have to worry.
No Recovery = No Legal Fees
We work on a contingency-fee basis, meaning that we only get paid from a portion of your settlement or jury award. If you don't get compensation, you owe us nothing.
Decades of Experience
Your situation is stressful enough: Let us take on the deadlines, paperwork, investigation, and litigation. We'll handle every detail so you don't have to worry.
Respected by Our Peers
Judges, insurance adjusters, and fellow attorneys all speak highly of our skills, and we've earned numerous accolades, including a flawless rating from AVVO.
We Have Many Locations To Serve You
We have the experience and the skilled litigators to win your case. Contact us and speak with a real attorney who can help you.
Long Island – Nassau
Parker Waichman LLP
6 Harbor Park Drive
Port Washington, NY 11050
Long Island – Suffolk
Parker Waichman LLP
201 Old Country Road – Suite 145
Melville, NY 11747
New York
Parker Waichman LLP
59 Maiden Lane, 6th Floor
New York, NY 10038
Queens
Parker Waichman LLP
118-35 Queens Boulevard, Suite 400
Forest Hills, NY 11375
Brooklyn
Parker Waichman LLP
300 Cadman Plaza West
One Pierrepont Plaza, 12th Floor
Brooklyn, NY 11201
New Jersey
Parker Waichman LLP
80 Main Street, Suite 265
West Orange, NJ 07052
Florida
Parker Waichman LLP
27299 Riverview Center Boulevard
Suite 108
Bonita Springs, FL 34134
Nationwide Service
Parker Waichman LLP
59 Maiden Lane, 6th Floor
New York, NY 10038