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Because FL is a no-fault state, regardless of which party caused the accident, you will file a claim through your insurer under your Personal Injury Protection coverage. PIP insurance covers a portion of medical bills and lost wages. While this insurance can cover a portion of your medical bills, the coverage may not be enough if you sustained a life-changing injury.
If you meet the state’s serious injury threshold, you may be entitled to additional compensation. To pursue additional compensation for your accident-related losses, you can file a claim against the negligent driver’s insurance company, or you can file a claim against Uber or Lyft. Determining who should be held liable for your damages can be complicated, which is why it’s important to contact a Bonita Springs Uber and Lyft accident lawyer at Parker Waichman LLP as soon as possible.
For insurance purposes, the Uber or Lyft driver’s status falls into three categories. The driver’s status at the time of the accident determines whether Lyft or Uber’s insurance coverage applies and the coverage available.
If the Uber or Lyft driver was not transporting a passenger at the time of the car crash but was active on the app, you can still receive some insurance coverage through the rideshare company.
In this situation, companies offer the following coverage:
If the rideshare driver is not logged into the app and they’re using their vehicle for personal reasons and you are involved in an accident with them, the rideshare company’s insurance policy will not apply. In this situation, you will need to pursue compensation through the driver’s auto insurance if you meet the serious injury threshold.
A rideshare driver is not considered an employee of the ridesharing company. Instead, these drivers are classified as independent contractors, which makes determining fault more challenging.
Factors that will determine liability include:
If you’re not sure who should be held liable for your car crash, speak with an Uber and Lyft accident lawyer on our legal team as soon as possible. They can review your case and advise you of your legal options.
Parker Waichman LLP
If you or a loved one has been injured in an accident or have been injured by another party in some other way, we are here to stand up for your rights. Our personal injury attorneys have been representing injury victims and their families in Long Island and throughout the nation since the early 1980s.
You may be able to recover the following types of compensation after an accident with a rideshare vehicle:
And more.
Uber and Lyft accidents can occur for many reasons, from distracted driving to long hours on the road that lead to drowsy or fatigued drivers.
Below are some of the common causes of rideshare accidents in Bonita Springs, FL:
You will have two years from the date of the accident to pursue compensation in court. If you fail to meet this important deadline, your case may be dismissed. If this happens, you will be unable to pursue compensation for your accident-related losses. When you hire an Uber and Lyft accident attorney at Parker Waichman LLP, they will handle every aspect of your accident case, including ensuring a lawsuit is filed correctly and within the statute of limitations.
Parker Waichman LLP
Our law firm is ready to represent you in your injury case. We’ve helped many New York residents as well as those needing help nationwide. Contact our team for a free case consultation today.
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