New York City Auto Accident Lawyer

Auto accidents can occur in an instant, changing your life forever. If you were seriously injured in a motor vehicle collision in New York City, New York, you may be entitled to compensation. While New York is a no-fault state and every driver must file a claim through their own Personal Injury Protection insurance, if you meet New York’s serious injury threshold, you can file a lawsuit to recover economic and non-economic damages.  At Parker Waichman LLP, our New York City auto accident lawyers know how to handle complex auto accident lawsuits and can help you hold the negligent driver financially responsible for your medical bills, pain and suffering, vehicle damage, and more.

What Are Car Insurance Requirements in NYC?

New York is a no-fault state. Every driver will seek financial recovery from their auto insurance provider after an accident.

The state’s minimum insurance requirements include:

  • $25,000 in uninsured insurance for injuries per person and $50,000 for multiple individuals
  • $25,000 in liability insurance per person and $50,000 for multiple people
  • $50,000 in liability insurance for loss of life per person, and
  • $100,000 for multiple people
  • $10,000 property damage liability insurance
  • $50,000 no-fault coverage per person

Liability insurance does not cover the losses of the policyholder but pays for the other party’s damages.

If a driver is involved in a car crash with a driver that flees the scene or if that driver does not have insurance, the policyholder will file a claim with their insurer under their underinsured motorist coverage.

How Can a New York City Auto Accident Attorney Help?

If you suffered a serious injury in a car accident that was not your fault and your damages exceed your insurance policy coverage limits, you may be entitled to additional compensation. A New York City auto accident lawyer at Parker Waichman LLP will review your case to determine whether you can file a lawsuit and pursue damages in court.

During this difficult time, your car accident attorney can help by:

  • Investigating the accident
  • Gathering evidence
  • Interviewing witnesses
  • Consulting with experts to assess damages and establish liability
  • Filing paperwork
  • Handling all communication with the insurance company or defense attorney
  • Filing a lawsuit
  • Representing you in court

What Are Common Types Of NYC Auto Accidents?

Common types of motor vehicle collisions that occur in New York City include:

  • Head-on accidents
  • Sideswipe accidents
  • Rollover accidents
  • Rear-end accidents
  • T-Bone accidents
  • Multi-vehicle accidents
  • Single-vehicle accidents
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If you or a loved one has been injured in an accident or have been injured by another party in some other way, we are here to stand up for your rights. Our personal injury attorneys have been representing injury victims and their families in Long Island and throughout the nation since the early 1980s.

What Are Common Causes Of Motor Vehicle Collisions in New York City?

The most common causes of auto accidents in New York City, New York, include:

  • Distracted driving
  • Speeding
  • Reckless driving
  • Driving under the influence of alcohol or drugs
  • Failure to yield
  • Following too closely
  • Unsafe lane changes
  • Failure to stop at red lights

What Are Common Causes Of Motor Vehicle Collisions in Queens?

The most common causes of auto accidents in Queens, New York, include:

  • Distracted driving
  • Speeding
  • Reckless driving
  • Driving under the influence of alcohol or drugs
  • Failure to yield
  • Following too closely
  • Unsafe lane changes
  • Failure to stop at red lights

How Do I Recover Damages After An Auto Accident?

If you are involved in an auto accident that was caused by a negligent driver, you must file a claim with your insurer, under your Personal Injury Protection coverage. This coverage will pay for a portion of your damages. However, if you were seriously injured and your damages exceed the limits of your insurance, you may be entitled to additional compensation. An auto accident lawyer at Parker Waichman LLP can help you pursue additional compensation by filing a civil lawsuit against the negligent driver.

What Does PIP Insurance Cover?

PIP insurance covers the following:

  • Medical expenses
  • Household costs
  • Lost earnings
  • Daily tasks
  • Rehabilitation
  • Funeral and burial expenses
  • Death benefits

Your PIP insurance also provides coverage for reasonable and necessary expenses, such as:

  • Household help or transportation for medical treatment. Unfortunately, this coverage does not apply to property damage.

What is New York’s Serious Injury Threshold?

You can file a lawsuit or claim against the negligent driver if you meet the state’s serious injury threshold. To meet the threshold, you must experience an economic loss that’s greater than $50,000 and meet serious injury criteria as defined by the state of New York.

The following injuries are categorized as serious by the state:

  • Loss of life
  • Loss of a fetus
  • Fracture
  • Dismemberment
  • The significant limitation of the use of a body system or function

Your auto accident attorney at Parker Waichman LLP will carefully review your medical records and consult with medical professionals to determine if you meet the state’s serious injury threshold.

What Damages Can I Pursue After a Motor Vehicle Collision in NYC?

When you file a lawsuit, you may be entitled to the following types of economic and non-economic damages:

  • Past and future medical care costs, such as hospitalization, rehabilitation, surgeries, medication, assistive medical devices and equipment, doctor’s appointments, etc.
  • Past, present, and future lost wages
  • Pain and suffering
  • Funeral and burial costs
  • Loss of quality of life
  • Temporary or permanent disability
  • Emotional distress
  • Loss of consortium
  • Loss of enjoyment of life

And more.

Contact a car accident lawyer as soon as possible. At Parker Waichman LLP, our auto accident lawyers offer free consultations to discuss your case. When you hire a member of our legal team, they can investigate your accident and determine whether you can pursue additional compensation by filing a lawsuit.

What Are the 10 Most Dangerous Intersections in New York City, NY?

  • Rockaway Blvd. and Brookville Blvd.
  • Rockaway Blvd. and Brewer Blvd.
  • Atlantic Ave. and Logan St.
  • Bruckner Blvd. and Hunts Ave.
  • Bruckner Blvd. East 138 St.
  • Atlantic Ave. and Eastern Parkway
  • Queens Blvd. and Skillman Ave.
  • Flatbush Ave. Grand Army Plaza
  • Flatbush Ave. and Tillary St.
  • Rockaway Blvd. and Farmers Blvd.

2023 New York City Car Accident Statistics

2023-new-york-city-car-accident-statistics

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If you were injured in a car accident that was caused by the negligence of another driver, you must take legal action. At Parker Waichman LLP, our experienced and knowledgeable auto accident lawyers will go above and beyond to help you pursue compensation for an accident that was not your fault. Contact us today to schedule a free consultation to learn more.
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