Queens Bicycle Accident Lawyer

How Does Personal Injury Protection (PIP) Insurance Work for Cyclists?

New York is a no-fault state. State law requires drivers to carry Personal Injury Protection insurance (PIP). when a driver is involved in an auto accident, they will file a claim with their insurer, regardless of whether they were at fault for the collision. Their insurance will cover up to $50,000 in medical bills, injury-related expenses, and lost wages. Personal injury Protection insurance also covers injury-related expenses when a driver hits a cyclist. When a driver hits a cyclist, the rider gains first-party rights under the vehicle’s policy. The cyclist must adhere to the thirty-day rule, which gives the injured cyclist thirty days to file a claim with the negligent driver’s insurance provider. If the cyclist fails to meet this deadline, it could result in the claim being denied. After filing a claim, the injured party will have forty-five days from the date of medical treatment to provide the medical bills and proof of lost income.

Can I File a Lawsuit After a Bicycle Accident?

If you sustained injuries that meet the state’s serious injury threshold and your damages exceed $50,000, you can file a lawsuit. A bicycle accident attorney can help you determine whether you can pursue a personal injury lawsuit to recover maximum compensation for both economic and non-economic damages.

How Can a Queens Bicycle Accident Attorney Help?

If you were hit by a negligent driver while riding your bike, you must take legal action as soon as possible to prevent missing the deadline for filing a no-fault insurance claim. You will have thirty days to file a claim with the negligent driver’s insurance provider. At Parker Waichman LLP, a bike accident attorney can ensure you don’t miss this important deadline.

During this challenging time, they can also help by:

• Investigating the accident
• Gathering evidence
• Interviewing witnesses
• Assessing damages
• Filing a claim
• Handling all communication with the insurance company
• Fighting for a fair settlement
• Filing a lawsuit if settlement negotiations are not successful
• Representing you in court

If your accident-related damages meet the serious injury threshold, your attorney can help you pursue a lawsuit and can represent you in court.

How Can a Queens Bicycle Accident Attorney Help?

Even a minor crash on a bike can result in severe injuries, considering the cyclist will only have a helmet to protect them from the road. However, when a cyclist is hit by a driver, the injuries they suffer are often catastrophic.

Common bike accident injuries can include:

Neck injuries

Back injuries

Traumatic brain injuries (TBIs)

Spinal cord damage

Crush injuries

Nerve damage

Whiplash

Whiplash

Amputation

Chest injuries

Leg and arm injuries

Internal organ damage

Chest injuries

Leg and arm injuries

Internal organ damage

Internal bleeding